Quote the Best Car Insurance in Hidalgo in 2024

Car Insurance in Hidalgo

Car insurance in Hidalgo is a mandatory requirement to travel, starting in 2019, all motor vehicles must have at least mandatory basic insurance which guarantees compensation for damages to third parties, through this The driver’s insurance will be able to cover the repair of material damage or medical expenses generated by bodily injuries.

However, the insurance that we have just mentioned is usually the most basic that you can contract. Within the range of insurance policies you can find more complete options that, in addition to meeting the requirements by law, will also have benefits for you as a driver and for your passengers as well as for the vehicle in question.

Based on the latest data from the National Institute of Statistics and Geography (INEGI), the state of Hidalgo is located within the list of entities with the largest vehicle fleet, where in the last 20 years it has observed an increase of 182.02%, the municipalities Where there are the most vehicle registrations are: Pachuca de Soto, Tulancingo de Bravo, Mineral de la Reforma, Tula de Allende and Tizayuca.

With an increase in vehicles in transit, it is very common for other types of accidents to also increase, such as crashes, levels of vehicle theft, mechanical failures, among others.

By taking out car insurance you will have the financial support to face any situation that may arise as a result of an accident, in addition to having assistance that will provide you with timely support in the event of this type of incident.

Importance of Hiring Car Insurance in Hidalgo

In addition to being a mandatory requirement by law, taking out insurance greater than the basic coverage guarantees that you can face the main risks in which the state of Hidalgo stands out. As such, Hidalgo has alarming statistics on the number of vehicle accidents that happen every day, of which a percentage are usually classified as fatal.

Regarding the crime issue, according to data from the Executive Secretariat of the National Public Security System (SESP), it has registered more than 4,259 car thefts of which more than half were carried out with violence.

By contracting car insurance in Hidalgo you may be entitled to insured sums or compensation for the dangers you face when driving on the street, in exchange for a premium, you may be entitled to the benefits of the coverage you contract.

One of the advantages of insurance is that they have currently developed policies that adapt to the needs and budget of their users, thus achieving products accessible to almost any driver.

Remember that nowadays having car insurance is considered an obligation and a necessity.

Mandatory Insurance in Hidalgo

As we mentioned previously, having basic insurance that at least has Civil Liability protection is a mandatory requirement to circulate and not be liable for a fine, otherwise this infraction could amount to 20 or 40 minimum wages, which translates into a average of $5,000 mxn, an amount much greater than what basic insurance can cost you annually.

Within the mandatory insurance you can find insured sums that cover the minimum required by law of 150 thousand pesos, in addition to depending on the insurer you can count on road or legal assistance.

Having this type of insurance guarantees that the driver can have the necessary funds to repair any type of damage caused as a result of a road accident for which he was responsible. Otherwise, in addition to being eligible for the fine and even a corralón, you will have to cover the costs yourself, otherwise you could find yourself involved in legal issues.

Currently in Hidalgo only 23.7% of registered vehicles have car insurance, unfortunately Mexico is a country with little development within its culture of prevention, in a latest study carried out by the National Commission for the Protection and Defense of Users of Financial Services (CONDUSEF) it was determined that many Mexicans perceive insurance as an expensive product, however today different coverage options fit all budgets.

Where to get car insurance in Hidalgo?

If you are wondering where to get car insurance in Hidalgo we have good news for you. In this state there are offices of different insurers recognized nationally and that also have the necessary registrations and permits to operate, with experience and, above all, financial strength to operate your policy.

Currently there are also intermediaries such as car insurance simulators such as Mejorsegurodeauto.mx where you can quote with more than twenty insurers registered with the National Insurance and Bonding Commission (CNSF) and compare each of the prices and benefits they offer, thus managing to save. time and money to choose your best car insurance.

By simply filling out information in the form you can contract car insurance in Hidalgo in minutes. Some of the insurance company options that you can consider are:

• Migo Insurance
• HDI Insurance
• Quálitas Insurance
• Inbursa Insurance
• ANA Insurance
• Mapfre Insurance
• Insurance El Potosi
• Atlas Insurance
• GNP Insurance
• AXA Insurance
• General Insurance
• The Eagle Insurance
• ABA Insurance
• Zurich Insurance

In addition to having the necessary records with the CNSF, insurers are also regulated by CONDUSEF, which is responsible for evaluating insurance policies to verify that the stipulated clauses are being met promptly.

Each of these companies usually offer at least three coverages available to insure your car. Learn about them below:

Coverage available in Auto Insurance in Hidalgo

As we mentioned before, one of the main objectives of car insurance is to work on the culture of prevention in Mexicans and encourage them to break all those prejudices they have about these financial products, which, more than an expense, are usually a financial investment tool. long term.

Part of the strategy to make car insurance in Hidalgo more attractive was to offer a series of coverage plans that can range from the most basic to the most specialized, thus managing to personalize them so that they can be accessible to all users.

Below we share the characteristics of each of the available coverages:

• Third Party Damage Insurance: Also known as “Civil Liability” or “Standardized Basic”, this meets the minimum requirements by law, covering both private and public property damage, as well as medical expenses to treat physical injuries. In the worst case it also covers funeral expenses. Remember that these benefits only apply to third parties.
• Limited coverage: In addition to having civil liability insurance, you will also have benefits for the occupants of your car such as medical expenses, you will also have road and legal assistance, as well as compensation in the event of the total theft of your car.
• Comprehensive Coverage: This includes, in addition to the benefits of the previous two, material damage to your vehicle, as well as substitute car benefits, zero deductible, protection against tires, glass, theft of auto parts, etc.

Check with the contracted insurance companies what benefits they provide you within their policies.

Compare Auto Insurance coverage in Chihuahua

To give you a clearer picture of car coverage, we share a comparison table:

Requirements to contract Car Insurance in Hidalgo

When contracting your car insurance in Hidalgo, we recommend that you compare at least three different options to have a better overview of the benefits, coverage, and prices offered.

Remember that through Mejorsegurodeauto.mx you can quote with more than twenty insurers available in the market that are registered with the CNSF, in addition to the fact that you can contract it online so you can obtain your policy immediately.

To contact your car insurance you will only need to present the following documentation:

• Current driver’s license
• Official identification that proves that you are of legal age +18 such as INE or a valid passport
• Use that you give to your vehicle, whether personal or for private transportation
• Proof of address of the insured
• Vehicle age
• Car data such as model, make, serial #, sub-brand, engine #, registration card, license plate number, version, number of doors, invoice proving that it is your vehicle, general description of the car, etc.

Do not miss the opportunity to protect your assets and your integrity when driving, remember that as such, car insurance should not be seen as an expense but as an investment in the future that will give you financial benefits to overcome any accident.