Okay, let’s be real: fashion trends come and go faster than you can say “Y2K revival,” but Old Money style? That stuff never left the building. It just waited in the corner, sipping a martini, judging us in silence.
Now that it’s back in the spotlight (thank you, TikTok and Sofia Richie Grainge), you’re probably wondering: How do I pull this off without looking like I’m wearing grandma’s curtains? Don’t worry, bestie—I got you.
This guide is your stylish roadmap to nailing the Old Money aesthetic without selling your soul or maxing your credit card. Ready to channel some low-key luxury? Let’s go.
What Is Old Money Style, Anyway?
Think timeless, tailored, and totally unbothered by trends. The Old Money look says, “I’ve had this cashmere sweater since prep school and I’m not impressed by your Balenciaga sneakers.”
Here’s what it’s all about:
- Neutral tones: Whites, beiges, navy, black. Basically, colors that whisper instead of scream.
- Quality over logos: If it has a giant label plastered on the front, it’s a no.
- Tailored fits: Because baggy and sloppy is sooo not Old Money.
- Classic pieces: Think trench coats, loafers, cable-knit sweaters, pleated skirts.
FYI: Old Money is more about how you wear your clothes than what you wear. The vibe? Understated wealth with a side of “I summer in the Hamptons.”
Why Is Everyone Obsessed with Old Money Style Right Now?
Good question. The world’s a hot mess right now. People are craving comfort, class, and simplicity. And let’s be honest: the whole “quiet luxury” thing is giving main character energy.
Also:
- It’s sustainable. You buy fewer pieces that last longer.
- It screams sophistication without saying a word.
- It’s accessible. You don’t need a trust fund. Just good taste (and this guide, obvi).
How to Build Your Old Money Wardrobe (Without Robbing a Bank)
1. Start with the Basics
You know those pieces you can wear with literally anything? Yeah, stock up on those.
Your go-to staples:
- Crisp white button-down shirt
- Well-fitted blazer (navy, camel, or black)
- Straight-leg trousers
- High-quality denim (no rips, no acid wash—sorry Gen Z)
- A trench coat that says “Audrey Hepburn would approve”
2. Prioritize Fabrics That Feel Luxe
No offense to polyester, but Old Money doesn’t do shiny and synthetic. You want fabrics that feel as good as they look.
Go for:
- Cashmere
- Linen
- Wool
- Silk
- Cotton (but like, the nice kind)
3. Keep Your Color Palette Neutral (But Never Boring)
Old Money isn’t afraid of color—it just uses it sparingly.
Stick to shades like:
- Ivory
- Navy blue
- Olive green
- Dusty rose (when you’re feeling fancy)
A monochrome look in soft tones? Chef’s kiss.
4. Invest in Key Accessories
Your accessories should whisper, not shout. (Except pearls. Pearls can scream a little.)
Essential extras:
- Pearl earrings or a delicate gold chain
- A leather handbag (bonus points if it looks vintage)
- Loafers, ballet flats, or riding boots
- A silk scarf tied around your neck, ponytail, or handbag for bonus flair
5. Grooming Matters (Like, A Lot)
If your nails look like you just got done gardening bare-handed, we have a problem.
Keep it neat and polished:
- Natural makeup with soft tones
- Hair that’s styled but effortless (think low buns or loose waves)
- Clean, short nails in neutral tones
Because looking like you have a personal stylist is kind of the point 😉
What to Avoid (Unless You Want to Look for New Money)
No shade to New Money, but we’re going for refined, not reality TV.
Big no-no’s:
- Flashy logos and monograms
- Excessive bling
- Neon colors
- Overly tight or super trendy pieces
- Anything Kardashian-core (you know what I mean)
IMO, subtlety is the new sexy.
Budget-Friendly Ways to Nail the Look
Look, you don’t need to shop at Net-a-Porter to pull this off. There are totally affordable ways to fake a fortune.
Try These Smart Style Hacks:
- Thrift & vintage shops: Total goldmines for cashmere sweaters and tailored blazers.
- Tailoring cheap pieces: Fit is everything. Even a $20 jacket looks $$$ if it fits like a glove.
- Mix high & low: Pair your Zara blazer with vintage loafers. Boom.
- Buy secondhand designer: Platforms like TheRealReal or Vestiaire Collective are your new BFFs.
Style Icons to Stalk (For Inspiration, Not Restraining Orders)
If you’re ever in doubt, just ask: Would ___ wear this?
Channel these icons:
- Princess Diana (the OG of off-duty royal chic)
- Jackie Kennedy (class personified)
- Sofia Richie Grainge (modern quiet luxury queen)
- Caroline Bessette-Kennedy (a lesson in minimalism)
- Gwyneth Paltrow (when she’s not recommending $500 candles)
Their looks are Pinterest boards waiting to happen.
Final Touches: Confidence Is Key
Honestly? The real secret to the Old Money look has nothing to do with clothes.
It’s all about the attitude.
Walk like you own the place (even if you’re renting). Be polite, gracious, and never brag. Read books, sip tea, correct someone’s grammar in your head. You get the vibe.
TL;DR: How to Dress Old Money (Like a Boss)
- Stick to neutrals and quality fabrics
- Build a capsule wardrobe with classic staples
- Accessorize simply but smartly
- Avoid logos, loud prints, and overly trendy fits
- Use confidence as your best accessory
Final Thoughts: You Don’t Need a Trust Fund to Look Expensive
At the end of the day, the Old Money aesthetic isn’t about being rich. It’s about looking like you have nothing to prove. That’s the vibe.
So whether you’re thrifting your way through vintage stores or splurging on a timeless trench, remember: style is a mindset.
Now go out there and serve quiet luxury realness. Just don’t forget to throw in a little smirk like you know something the rest of us don’t. Because, well, maybe you do. 🙂